
Mistakes happen all the time but its your credit and you are trying to correct it. You are definitely making a valid point, but I wish you werent SHOUTING. :) The reason it falls to you to keep your own credit report accurate is that you are the only person who actually gives a damn if it credit score Philadelphia is right or not. Creditors do not care if they screw you credit score Philadelphia out of a decent mortgage because they put something on your credit that belonged to some guy w/ the same name who lives in Duluth.
The mortgage broker doesnt care if you get a crappy interest rate or no loan at credit score Philadelphia all. He is going to wear the same bad polyester tie tomorrow whether he gets you a great rate or a crappy one. law free credit report Finally, if someone places something incorrect on your credit eventually sues you, you will be the poor soul who has to show up in court pay an atty to try to convince the judge that it is the guy in Duluths debt, not yours. Until you do, however, the creditor will call your work, embarass you in front of your secretary by telling her your businesswhich isnt even yours, harass your wife by telling her she should divorce you b/c youre a deadbeat, etc. Btw, I check mine 3x/yr, religiously, for fraud, but I dont even care about the score b/c I quit borrowing (at all) 5 yrs ago. free credit report from 3 bureaus I look forward to the day when I order my credit report, they tell me I dont have oneso I must be dead b/c credit score Philadelphia I havent had any open debts in so long.
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